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What Damage Can A Flood Cause?

Do you believe your home or company is impervious to flood damage? Reconsider your position. Flood damage is one of the most prevalent and costly dangers in New Zealand. How prevalent is it? Unfortunately, many home and business owners' losses due to flood water damage are not covered by standard insurance policies though there are flood restoration companies which do the their job well but still you will have to spend a lot.

Flooding is caused by more than just bad weather...

Floods are caused by a variety of factors, including thunderstorms, tropical storms, hurricanes, and significant rain and snow. But did you know that, among other things, floods may be caused by overworked or blocked sewage and drainage systems, urbanisation (such as pavement), and dam failures? Flooding can happen quickly or slowly, affecting both visible regions and areas that appear to be absolutely safe in dry weather.

What impact might floods have on your house or business?

Health and safety risks

If water damage from floods is not quickly cleaned up, it poses a variety of health and safety issues, including:

  • Damage to the structure
  • Electrical dangers and damage
  • Metals and sharp glasses
  • Standing water poses a sanitary problem as well as a risk of sickness.
  • Drinking water that has been tainted
  • Drainage and sewage systems that have failed
  • Communication has been cut off.
  • Destruction of roads and bridges
  • Landslides
  • Crops that have been damaged
  • And there's much more...

Loss of life

Loss of life is the most severe effect that flood damage may have on you or your organisation. Flash floods are the leading cause of death everywhere, killing humans, pets, cattle, and wild animals equally.

 

Emotional hardship

Flood victims may suffer anxiety, despair, fear, wrath, frustration, sadness, and grief as a result of their predicament. Relationships can be harmed, sleep can be disrupted, and hunger can be suppressed, among other things. That is why, when FEMA and the Red Cross respond to flood-related disasters, mental health specialists are kept on hand.

Property damage

Water damage caused by flooding accounts for 90% of all natural disaster damage. Homes, companies, automobiles, personal possessions, and equipment... Nothing is safe. A few inches of water may do significant damage to the contents of your house or company, not to mention structures and property.

Economic loss

Water damage caused by flooding is not covered by all insurance companies or plans, which can impose a financial strain on flood sufferers. Verify your current level of coverage for your home or company immediately to ensure you have enough flood insurance. It might take years to rebuild impacted areas and get life back to normal. That's why it is prevention is better than treatment.

Conclusion

Flooding can cause a lot of damage to your property, finances and mental state. It’s important to take steps now so that you are prepared in the event of an emergency or natural disaster. Have you taken any action yet? If not, don't wait until it's too late!

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